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HaiPay vs Sebpay

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

HaiPay compared with Sebpay
DetailHaiPay logo HaiPaySebpay logo Sebpay
What it doesLocal-first payment infrastructure for global digital businesses Simplified African payment collection and payouts through Mobile Money and APIs
StageStartup Not given
Founded2025 Not given
Based inHK BJ
Pricing modelPaid Paid
PricingUS-issued cards from 2.5% + US$0.30 per transaction; cards issued outside the US from 4.0% + US$0.30 per transaction; local payment methods from 1.2%; US$0 setup fee, US$0 annual fee, no minimum monthly billing. Pay-in fees from 2.5%, payout fees from 0.5%. Country-specific rates vary: Benin (2.7% pay-in, 1.9% payout), Burkina Faso (3.5-4% pay-in, 2.5% payout), Côte d'Ivoire (2.5% pay-in, 2% payout), Cameroon (3.5% pay-in, 2.5% payout), Congo-Brazzaville (4.5% pay-in, 0.5% payout), Kenya (2.5% pay-in, 2% pa
Key features
  • Global card acquiring with direct connection to major card networks
  • Support for 150+ local payment methods including UPI, Pix, MoMo, Alipay and WeChat
  • Subscription and recurring billing management
  • Mass payouts to 50+ markets with minimum fee of 0.1 USD
  • Multi-currency wallet and settlement
  • USD virtual card issuing for advertising and AI subscriptions
  • 24/7 multilingual customer support
  • Local payment settlement as fast as T+1 in selected markets
  • Pay-in collection across 21 African countries with 14+ mobile money operators
  • Payout functionality to mobile money and bank accounts
  • Payment links shareable via WhatsApp, email, or SMS
  • QR code generation for in-store or event payments
  • Real-time webhook notifications for transaction status updates
  • OpenAPI documentation and free sandbox environment
  • 24/7 customer support in French and English with 2-hour response target
  • Settlement and automated fund routing to wallets or bank accounts
  • Multi-account types for individual users, businesses, and crypto payments
What makes it different
  • Local payment methods reach 90% coverage in target markets with localized interfaces
  • Dispute resolution 50% faster than traditional providers
  • Fee reduction of 30-50% through transparent pricing and volume-based rates
  • Capital efficiency improvement of 3-5x with fast local settlement
  • 98% payout success rate with direct connection to local clearing systems
  • Fast production deployment with sandbox and instant webhooks
  • Quick fund withdrawals with no withdrawal fees
  • Support available 24/7 in French with rapid response times
  • KYC verification completed in 24-48 business hours
Free planNot given Not given
Open sourceNot given Not given
PlatformsNot given Not given
Public APINot given Not given
Community votes00
DR (Domain Rating by Ahrefs)18 −1 (down) since last check4 no change since last check
Trust Flow (Majestic)20
Citation Flow (Majestic)2614
Referring domains (Majestic)362

6 details filled in for both companies.

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