Local-first payment infrastructure for global digital businesses
API monetization platform for small teams
Stage
Startup
Not given
Founded
2025
Not given
Based in
HK
Not given
Pricing model
Paid
Freemium
Pricing
US-issued cards from 2.5% + US$0.30 per transaction; cards issued outside the US from 4.0% + US$0.30 per transaction; local payment methods from 1.2%; US$0 setup fee, US$0 annual fee, no minimum monthly billing.
Free up to $1,000 billed per month. Starter $29/month, Growth $79/month, Scale $199/month. All plans billed monthly or yearly (save up to 17% on yearly). Free includes 1M requests/month and 1 live app. Starter includes 2M requests/month. Growth includes 10M requests/month with 3 live apps. Scale inc
Key features
Global card acquiring with direct connection to major card networks
Support for 150+ local payment methods including UPI, Pix, MoMo, Alipay and WeChat
Subscription and recurring billing management
Mass payouts to 50+ markets with minimum fee of 0.1 USD
Multi-currency wallet and settlement
USD virtual card issuing for advertising and AI subscriptions
24/7 multilingual customer support
Local payment settlement as fast as T+1 in selected markets
API key generation and management
Rate limiting per customer, per second and per minute
Quotas with overage billing or prepaid credits
Usage metering by customer and endpoint
Analytics with customer usage and billing data
Automatic usage invoicing through Stripe
Prepaid credit packs that customers can purchase
Embeddable pricing table and usage widget
What makes it different
Local payment methods reach 90% coverage in target markets with localized interfaces
Dispute resolution 50% faster than traditional providers
Fee reduction of 30-50% through transparent pricing and volume-based rates
Capital efficiency improvement of 3-5x with fast local settlement
98% payout success rate with direct connection to local clearing systems
No revenue share; customers pay through your own Stripe account
Works with multiple languages via HTTP check endpoint for non-Node/Python APIs
Full refund in first month if a paid plan doesn't work out
HaiPay
UsageRail