Local-first payment infrastructure for global digital businesses
Smart Trading Easy Investing
Stage
Startup
Established
Founded
2025
Not given
Based in
HK
SG
Pricing model
Paid
Paid
Pricing
US-issued cards from 2.5% + US$0.30 per transaction; cards issued outside the US from 4.0% + US$0.30 per transaction; local payment methods from 1.2%; US$0 setup fee, US$0 annual fee, no minimum monthly billing.
US stocks: from USD $0 commission. SG stocks: from 0.020% of transaction amount. HK stocks: from 0.024% of transaction amount. US options: USD $0 commission per contract, USD $0.40 platform fee per contract (no minimum fees). Futures: USD $0 platform fees, commissions from USD $0.99.
Key features
Global card acquiring with direct connection to major card networks
Support for 150+ local payment methods including UPI, Pix, MoMo, Alipay and WeChat
Subscription and recurring billing management
Mass payouts to 50+ markets with minimum fee of 0.1 USD
Multi-currency wallet and settlement
USD virtual card issuing for advertising and AI subscriptions
24/7 multilingual customer support
Local payment settlement as fast as T+1 in selected markets
Zero commission US stock trading
Free real-time Level 2 US market data with 60 levels
Fractional shares trading from USD $1
11 advanced order types including Grid Trading
Regular savings plan for automated investing
Multiple options trading strategies
24/5 trading for index options (SPX, VIX, XSP)
Daily stock picks and featured strategies
Community learning zone with educational resources
What makes it different
Local payment methods reach 90% coverage in target markets with localized interfaces
Dispute resolution 50% faster than traditional providers
Fee reduction of 30-50% through transparent pricing and volume-based rates
Capital efficiency improvement of 3-5x with fast local settlement
98% payout success rate with direct connection to local clearing systems
Zero commission on US stocks and options with transparent fee structure
Advanced intelligent trading tools like Grid Trading and automated order types
Free lifetime real-time Level 2 market data with 60 levels of depth
Fractional shares trading from just USD $1 for portfolio diversification
Near 24-hour index options trading and regulated by MAS
HaiPay