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HaiPay vs Xedo

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

HaiPay compared with Xedo
DetailHaiPay logo HaiPayXedo logo Xedo
What it doesLocal-first payment infrastructure for global digital businesses Real phone numbers and SMS verification for your digital life
StageStartup Not given
Founded2025 Not given
Based inHK US
Pricing modelPaid Paid
PricingUS-issued cards from 2.5% + US$0.30 per transaction; cards issued outside the US from 4.0% + US$0.30 per transaction; local payment methods from 1.2%; US$0 setup fee, US$0 annual fee, no minimum monthly billing. Short-term SMS verification: from $0.025 per code. Long-term numbers: from $9.99 per month (1, 3, 6 or 12-month terms). Travel eSIM: from $3.50 per plan. Blue Relay: from $147 or €129 per month (€49 activation on monthly and 3-month terms, waived on 6- and 12-month terms). US physical phones: Androi
Key features
  • Global card acquiring with direct connection to major card networks
  • Support for 150+ local payment methods including UPI, Pix, MoMo, Alipay and WeChat
  • Subscription and recurring billing management
  • Mass payouts to 50+ markets with minimum fee of 0.1 USD
  • Multi-currency wallet and settlement
  • USD virtual card issuing for advertising and AI subscriptions
  • 24/7 multilingual customer support
  • Local payment settlement as fast as T+1 in selected markets
  • SMS verification for 800+ services
  • Coverage in 190+ countries
  • Long-term number rentals in 8 countries
  • Real US-based physical phones in Miami
  • Travel eSIM for 190+ destinations
  • Send and receive SMS with long-term rentals
  • Cryptocurrency payment settlement
  • Instant credit settlement
  • No billing name required
  • Blue Relay for iMessage hosting
What makes it different
  • Local payment methods reach 90% coverage in target markets with localized interfaces
  • Dispute resolution 50% faster than traditional providers
  • Fee reduction of 30-50% through transparent pricing and volume-based rates
  • Capital efficiency improvement of 3-5x with fast local settlement
  • 98% payout success rate with direct connection to local clearing systems
  • Real physical phones not virtual numbers
  • Instant cryptocurrency payments with no card or billing name
  • Unified account for all services with single balance
  • Hardware located in Miami with genuine US residential IP
  • Unused SMS rentals refunded to balance
Free planNot given Not given
Open sourceNot given Not given
PlatformsNot given Not given
Public APINot given Not given
Community votes00
DR (Domain Rating by Ahrefs)15 +4 (up) since last check1 no change since last check
Trust Flow (Majestic)26
Citation Flow (Majestic)2621
Referring domains (Majestic)3616

6 details filled in for both companies.

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