AI-powered underwriting platform for direct lenders
Global CPaaS platform for SMS, WhatsApp, RCS, Voice and Email messaging
Stage
Not given
Established
Founded
Not given
2010
Based in
US
AE
Pricing model
Contact for pricing
Contact for pricing
Pricing
Not given
SMS pricing varies by destination, route and volume; pricing starts at €0.2750 per message for Afghanistan on Carrier Direct routes. WhatsApp, RCS and Voice pricing available upon request. Enterprise volume discounts available.
Key features
Instant decisions in under 250 milliseconds
Hunt Score explainable credit risk score
Custom risk models with automatic retraining
Fair lending and ECOA/FCRA compliance
Fraud detection with 99.7% catch rate
Bank and income verification
Background checks and identity verification
REST API with SDKs for six languages
Document collection and OCR
Portfolio analytics and collections workflow
SMS messaging across 190+ countries with direct operator routes
WhatsApp Business API with templates and catalogs
OTP and 2FA verification with flash call support
RCS Business Messaging with rich cards and carousels
Programmable voice for alerts and TTS broadcasts
Marketing automation across multiple channels
Cloud PBX with IVR and routing
REST APIs and SDKs for multiple programming languages
Real-time delivery tracking and analytics dashboards
AI-powered chatbots with no-code automation flows
What makes it different
Approves 34% more applicants with 50%+ lower default rates
Analyzes 1,000+ signals in under 250 milliseconds
Explainable decisions with reason codes
Built-in fair lending compliance and audit trails
Supports 76 credit products
Direct operator connections rather than grey routes for faster delivery
24/7 Network Operations Center with real engineers monitoring traffic
Compliance handled as part of platform, not as add-on fee
All major messaging channels unified on single platform and API
99.95% platform uptime SLA with 2 billion messages processed annually
HL Hunt AI Underwriting