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Holvi vs Emma

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Holvi compared with Emma
DetailHolviEmma
What it doesBusiness banking for solopreneurs and teams Budget app to track bills, manage subscriptions, and take control of your money
StageEstablished Not given
Founded2011 Not given
Based inFI GB
Pricing modelsubscription Not given
PricingPlans start from €9 per month. Clear pricing with no hidden fees. Always included: Business Mastercard®, unlimited transfers, receipt scanning and storage, real-time VAT balance. Additional fees apply for ATM withdrawals, foreign transactions, and card replacements. Not given
Key features
  • Business account with SEPA transfers
  • Invoicing and e-invoicing
  • Receipt scanning and bookkeeping
  • Debit, credit and virtual cards
  • International payments in 18 currencies
  • VAT calculator
  • Team card management
  • Mobile app for iOS and Android
  • Financial insights and KPI tracking
  • Instant notifications on card transactions
  • Account aggregation - connect 50+ UK banks
  • Bill and subscription tracking
  • Peer-to-peer payments and money requests
  • Investment accounts starting from £1
  • Rent reporting for credit building
  • Net worth tracking
  • Analytics and spending insights
What makes it different
  • All-in-one business account with no separate expense claims process
  • Instant transfers without additional costs for payments in 18 currencies
  • Bank-level security with PSD2 compliance and segregated customer funds
  • Open banking security with user control over data access and no need to share security details
  • Custom categories and offline accounts for personalized financial tracking
  • Business account support and Spaces for managing multiple financial lives
  • Integrated investing and credit building within a single financial app
Free planNot given Not given
Open sourceNot given Not given
PlatformsNot given Not given
Public APINot given Not given
Community votes00
DR (Domain Rating by Ahrefs)82 no change since last check65 no change since last check
Trust Flow (Majestic)4129
Citation Flow (Majestic)5046
Referring domains (Majestic)62342045

4 details filled in for both companies.

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