Holvi vs Lunch Money

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Holvi compared with Lunch Money
Detail	Holvi	Lunch Money
What it does	Business banking for solopreneurs and teams	Delightfully simple personal finance & budgeting for the modern-day spender
Stage	Established	Established
Founded	2011	2019
Based in	FI	CA
Pricing model	subscription	Not given
Pricing	Plans start from €9 per month. Clear pricing with no hidden fees. Always included: Business Mastercard®, unlimited transfers, receipt scanning and storage, real-time VAT balance. Additional fees apply for ATM withdrawals, foreign transactions, and card replacements.	$10 per month or $100 per year. 30-day free trial with no credit card required. Price locked in for life for current customers.
Key features	Business account with SEPA transfers Invoicing and e-invoicing Receipt scanning and bookkeeping Debit, credit and virtual cards International payments in 18 currencies VAT calculator Team card management Mobile app for iOS and Android Financial insights and KPI tracking Instant notifications on card transactions	Bank transaction syncing Net worth tracking Multi-currency support Crypto portfolio tracking Transaction splitting and tagging Budget categories and tags Rules engine Budget management Recurring expense tracking Calendar and cash flow visualization
What makes it different	All-in-one business account with no separate expense claims process Instant transfers without additional costs for payments in 18 currencies Bank-level security with PSD2 compliance and segregated customer funds	Price locked in for life guarantee Pay-what-you-want annual subscription pricing Built for global and cross-border finances Subscription pausable with credit for unused time
Free plan	Not given	Not given
Open source	Not given	Not given
Platforms	Not given	Not given
Public API	Not given	Not given
Community votes	0	0
DR (Domain Rating by Ahrefs)	82 no change since last check	55 no change since last check
Trust Flow (Majestic)	41	26
Citation Flow (Majestic)	50	42
Referring domains (Majestic)	6234	849

7 details filled in for both companies.

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