Holvi vs Oxygen

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Holvi compared with Oxygen
Detail	Holvi	Oxygen
What it does	Business banking for solopreneurs and teams	Breathe life into your future
Stage	Established	Established
Founded	2011	Not given
Based in	FI	US
Pricing model	subscription	Not given
Pricing	Plans start from €9 per month. Clear pricing with no hidden fees. Always included: Business Mastercard®, unlimited transfers, receipt scanning and storage, real-time VAT balance. Additional fees apply for ATM withdrawals, foreign transactions, and card replacements.	Not given
Key features	Business account with SEPA transfers Invoicing and e-invoicing Receipt scanning and bookkeeping Debit, credit and virtual cards International payments in 18 currencies VAT calculator Team card management Mobile app for iOS and Android Financial insights and KPI tracking Instant notifications on card transactions	Not given
What makes it different	All-in-one business account with no separate expense claims process Instant transfers without additional costs for payments in 18 currencies Bank-level security with PSD2 compliance and segregated customer funds	Not given
Free plan	Not given	Not given
Open source	Not given	Not given
Platforms	Not given	Not given
Public API	Not given	Not given
Community votes	0	0
DR (Domain Rating by Ahrefs)	82 no change since last check	49 no change since last check
Trust Flow (Majestic)	41	24
Citation Flow (Majestic)	50	13
Referring domains (Majestic)	6234	526

3 details filled in for both companies.