Holvi vs Piloxa

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Holvi compared with Piloxa
Detail	Holvi	Piloxa
What it does	Business banking for solopreneurs and teams	Certified Mail, with the proof kept
Stage	Established	Established
Founded	2011	Not given
Based in	FI	US
Pricing model	subscription	usage-based
Pricing	Plans start from €9 per month. Clear pricing with no hidden fees. Always included: Business Mastercard®, unlimited transfers, receipt scanning and storage, real-time VAT balance. Additional fees apply for ATM withdrawals, foreign transactions, and card replacements.	$12.97 all in for one-page USPS Certified Mail, $15.97 with Electronic Return Receipt (default), $24.21 for Evidence Pack with Certificate of Mailing, $50.10 for Deadline Notice. Includes printing, envelope, and USPS postage. No subscription, membership, or minimum.
Key features	Business account with SEPA transfers Invoicing and e-invoicing Receipt scanning and bookkeeping Debit, credit and virtual cards International payments in 18 currencies VAT calculator Team card management Mobile app for iOS and Android Financial insights and KPI tracking Instant notifications on card transactions	prepare_certified_letter tool returns review link, page count, service chosen, and all-in total quote_certified_letter tool provides read-only exact all-in total for any page count and service get_certified_letter_status tool returns read-only USPS delivery status and tracking information USPS Certified Mail and Certified Mail with Electronic Return Receipt services Postal address validation before payment on review page Document fingerprint and mailing record kept with SHA-256 hash Model Context Protocol (MCP) connector over HTTP at https://piloxa.com/mcp Certificate of Mailing with Evidence Pack including 7 years retention Deadline Notice with same-day First-Class backup and non-delivery alerts
What makes it different	All-in-one business account with no separate expense claims process Instant transfers without additional costs for payments in 18 currencies Bank-level security with PSD2 compliance and segregated customer funds	Document is never rewritten and printed exactly as submitted Exact document kept alongside SHA-256 fingerprint and mailing record as single unified record No API key, OAuth, or account required to connect MCP
Free plan	Not given	Not given
Open source	Not given	Not given
Platforms	Not given	Not given
Public API	Not given	Not given
Community votes	0	0
DR (Domain Rating by Ahrefs)	82 no change since last check	2 no change since last check
Trust Flow (Majestic)	41	3
Citation Flow (Majestic)	50	17
Referring domains (Majestic)	6234	616

7 details filled in for both companies.

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