Software ecosystem for field operations and on-demand development
Stage
Established
Startup
Founded
2011
2026
Based in
FI
US
Pricing model
Paid
Paid
Pricing
Plans start from €9 per month. Clear pricing with no hidden fees. Always included: Business Mastercard®, unlimited transfers, receipt scanning and storage, real-time VAT balance. Additional fees apply for ATM withdrawals, foreign transactions, and card replacements.
Not given
Key features
Business account with SEPA transfers
Invoicing and e-invoicing
Receipt scanning and bookkeeping
Debit, credit and virtual cards
International payments in 18 currencies
VAT calculator
Team card management
Mobile app for iOS and Android
Financial insights and KPI tracking
Instant notifications on card transactions
Unified account and single sign-in across all nine products
CRM with Kanban pipeline and PDF proposals
E-signatures with audit trail and public verification
Transactional email with delivery certificates and hashes
Team chat with video meetings and external guest access
Domain, certificate and DNS monitoring with alerts
Field shift management with PPE records and role separation
Brazilian NFS-e invoicing with government verification
Responsive design with single codebase across devices
SMS verification codes for US, Canada and Brazil
What makes it different
All-in-one business account with no separate expense claims process
Instant transfers without additional costs for payments in 18 currencies
Bank-level security with PSD2 compliance and segregated customer funds
All products built on unified technical foundation with same methodology
Every change goes through code review and CI before shipping
Design system versioned and shared across all products
Offline-capable mobile app with camera, GPS and biometrics
Founded by production engineer with decades of field operations expertise
Holvi
Quathos