Holvi vs Shop Tools

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Holvi compared with Shop Tools
Detail	Holvi	Shop Tools
What it does	Business banking for solopreneurs and teams	Business management platform with invoice generation, inventory tracking, and powerful tools to help your shop grow
Stage	Established	Startup
Founded	2011	2025
Based in	FI	VE
Pricing model	Paid	Freemium
Pricing	Plans start from €9 per month. Clear pricing with no hidden fees. Always included: Business Mastercard®, unlimited transfers, receipt scanning and storage, real-time VAT balance. Additional fees apply for ATM withdrawals, foreign transactions, and card replacements.	Free Plan includes sales and purchases tracking, invoice generator, inventory management, suppliers management, customers management, download receipts, debt control, statistics module, variation of items, and customer service queue management system. Premium Plan: $4.99 per month includes all Free
Key features	Business account with SEPA transfers Invoicing and e-invoicing Receipt scanning and bookkeeping Debit, credit and virtual cards International payments in 18 currencies VAT calculator Team card management Mobile app for iOS and Android Financial insights and KPI tracking Instant notifications on card transactions	Sales and purchases tracking Invoice and receipt generation in PDF format Mobile phone barcode scanner Customer service queue management with WhatsApp notifications Inventory management and stock tracking Customer and supplier management AI-powered business statistics and reports Data storage in personal cloud accounts Accounts payable and receivable tracking Barcode generation and PDF catalog export
What makes it different	All-in-one business account with no separate expense claims process Instant transfers without additional costs for payments in 18 currencies Bank-level security with PSD2 compliance and segregated customer funds	Privacy-first architecture with zero-access model where data is never stored on company servers 100% web-based platform requiring no software installation Complete data ownership and control stored in user's own cloud storage Free plan with core business management features QR code-based queue system requiring no app installation
Free plan	Not given	Not given
Open source	Not given	Not given
Platforms	Not given	Not given
Public API	Not given	Not given
Community votes	0	0
DR (Domain Rating by Ahrefs)	82 no change since last check	42 no change since last check
Trust Flow (Majestic)	41	5
Citation Flow (Majestic)	50	20
Referring domains (Majestic)	6234	16

8 details filled in for both companies.

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