Holvi vs Spendee

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Holvi compared with Spendee
Detail	Holvi	Spendee
What it does	Business banking for solopreneurs and teams	Money Manager & Budget Planner
Stage	Established	Not given
Founded	2011	Not given
Based in	FI	CZ
Pricing model	subscription	Not given
Pricing	Plans start from €9 per month. Clear pricing with no hidden fees. Always included: Business Mastercard®, unlimited transfers, receipt scanning and storage, real-time VAT balance. Additional fees apply for ATM withdrawals, foreign transactions, and card replacements.	Spendee Basic is free with limited features. Spendee Plus costs $1.99/month or $14.99/year. Spendee Premium costs $5.99/month or $35.99/year. All plans include a 7-day free trial.
Key features	Business account with SEPA transfers Invoicing and e-invoicing Receipt scanning and bookkeeping Debit, credit and virtual cards International payments in 18 currencies VAT calculator Team card management Mobile app for iOS and Android Financial insights and KPI tracking Instant notifications on card transactions	Bank account synchronization Automatic transaction categorization Shared wallets Multiple currencies Budget management Financial analytics Alerts and reminders Sync across devices Crypto wallet tracking Customizable categories
What makes it different	All-in-one business account with no separate expense claims process Instant transfers without additional costs for payments in 18 currencies Bank-level security with PSD2 compliance and segregated customer funds	Intuitive interface for easy money control Cross-platform availability Automatic bank account synchronization Unlimited budgeting across categories
Free plan	Not given	Not given
Open source	Not given	Not given
Platforms	Not given	Not given
Public API	Not given	Not given
Community votes	0	0
DR (Domain Rating by Ahrefs)	82 no change since last check	67 no change since last check
Trust Flow (Majestic)	41	28
Citation Flow (Majestic)	50	42
Referring domains (Majestic)	6234	2414

5 details filled in for both companies.

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