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IZIPAY vs PayRam

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

IZIPAY compared with PayRam
DetailIZIPAY logo IZIPAYPayRam logo PayRam
What it doesSpend USDT, Bitcoin & Ethereum anywhere with instant crypto cards, no KYC required Self-hosted payment gateway for accepting card and crypto payments without third-party intermediaries
StageStartup Not given
Founded2024 Not given
Based inNot given Not given
Pricing modelPaid Open source
PricingVirtual Card $49.99 one-time issuance; Mastercard Apple Pay $59.99 one-time issuance; Physical Metal Card $459.99 one-time issuance with worldwide shipping included. All cards have $0 monthly maintenance fees and 3% top-up fee for crypto conversion. Not given
Key features
  • Instant virtual card issuance in 2-3 minutes
  • Spend USDT, Bitcoin, Ethereum, BNB, Solana and other major cryptocurrencies
  • No KYC verification required for basic usage
  • Zero monthly maintenance fees
  • Works in 150+ countries worldwide
  • Flat 3% crypto-to-fiat conversion fee
  • Real-time crypto to fiat conversion at checkout
  • Supported on TRC20, ERC20, BEP20, and Solana networks
  • Self-hosted deployment in 10 minutes with one command
  • Supports 20+ tokens including USDC, USDT, Bitcoin, Ethereum, Solana, Tron
  • Card-to-crypto onramp with 40+ currencies and 300+ payment methods
  • Dedicated permanent deposit address per customer
  • SmartSweep automatic fund consolidation to cold wallet
  • Unlimited transaction scalability
  • MCP-native AI agent integration
  • Full custody with multi-wallet support
  • Built-in ledger, analytics, and P&L reporting
  • Pre-built API snippets and developer-friendly SDKs
What makes it different
  • No KYC verification needed - only email required to register and get a card instantly
  • Lowest fees in the industry with transparent pricing and no hidden charges
  • Full MiCA compliance and licensed banking partners ensure security
  • Spend crypto at millions of global merchants without bank account
  • Instant card issuance with no waiting period or complex verification
  • No signup, no approvals, no account freezes with permissionless deployment
  • Full self-custody without intermediary holding funds
  • AI agent payments without KYB requirements
  • Resistance to censorship through decentralized infrastructure
  • Unified card and crypto payment acceptance globally
Free planNot given Not given
Open sourceNot given Not given
PlatformsNot given Not given
Public APINot given Not given
Community votes00
DR (Domain Rating by Ahrefs)30 +1 (up) since last check45 −3 (down) since last check
Trust Flow (Majestic)259
Citation Flow (Majestic)3736
Referring domains (Majestic)249345

4 details filled in for both companies.

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