All calculators and educational resources are completely free with no sign-up required. A 30-day money-back guarantee applies to any digital product purchases.
Key features
Track bank, cash, card, crypto and investment accounts in one dashboard
Budgets by category, wallet or tag
Recurring bills on autopilot
Savings goals and income goals
Net worth in 166 currencies at live rates
Excel and CSV import and export
English and Arabic with full RTL support
Shared wallets for household budgeting
Interactive spending reports and charts
No bank login required
Free calculator showing estimated benefits at claiming ages 62 to 70
Lifetime benefit totals and break-even point calculation
Free claiming checklist for retirement decisions
Spousal benefits calculator
Strategy guides for spousal coordination
Survivor benefits planning guide
Earnings test and benefit taxation guidance
Educational articles on Social Security topics
Personalized warnings based on user situation
What makes it different
Real free plan with unlimited transactions, not a time-limited trial
166 currencies with live exchange rates
No bank credentials required—import from Excel, CSV or other apps instead
Full data ownership—export anytime, no lock-in
Works fully in English and Arabic with right-to-left support
Free and accessible to everyone regardless of wealth
Based on official SSA data and peer-reviewed research
Focused exclusively on Social Security claiming decisions
Synthesizes complex SSA rules into plain-language tools
Uses same formulas and calculations as Social Security Administration
KeepBudget
Benefora