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KeepBudget vs My Money Train

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

KeepBudget compared with My Money Train
DetailKeepBudget logo KeepBudgetMy Money Train logo My Money Train
What it doesFree budget app and expense tracker with budgets, bills, savings goals and net worth in 166 currencies Know what you can spend right now with a simple visual spending pace
StageNot given Startup
FoundedNot given Not given
Based inUS Not given
Pricing modelFreemium Freemium
PricingFree: $0 forever (1 wallet, 1 budget, 1 recurring, 1 savings goal, 1 income goal, unlimited transactions). Pro: $4.99/month or $39/year (save 35%). Free: up to 3 trains, default train theme, transaction history, 30D/90D/1Y reports, core widget, Apple Shortcuts. Pro: $9.99/year or $29.99 lifetime for unlimited trains, train sharing, additional visual themes, custom train-level thresholds, full widget configuration, CSV export. Localized pricing
Key features
  • Track bank, cash, card, crypto and investment accounts in one dashboard
  • Budgets by category, wallet or tag
  • Recurring bills on autopilot
  • Savings goals and income goals
  • Net worth in 166 currencies at live rates
  • Excel and CSV import and export
  • English and Arabic with full RTL support
  • Shared wallets for household budgeting
  • Interactive spending reports and charts
  • No bank login required
  • Live spending balance that updates continuously as time passes and purchases are made
  • Multiple spending trains for different expense categories
  • Visual train metaphor showing ahead or behind status
  • Home Screen widget for quick balance checking
  • Transaction history and spending reports
  • Shared trains for household spending management
  • iCloud sync for seamless data synchronization
  • CSV export for data analysis
  • Custom visual themes
What makes it different
  • Real free plan with unlimited transactions, not a time-limited trial
  • 166 currencies with live exchange rates
  • No bank credentials required—import from Excel, CSV or other apps instead
  • Full data ownership—export anytime, no lock-in
  • Works fully in English and Arabic with right-to-left support
  • Answers the immediate question of what you can spend right now instead of providing only a monthly total
  • Progress carries forward across months instead of resetting at month-end
  • Simple interface with one live number instead of complex spreadsheets or multiple categories
  • Free version available with core features to test the method before upgrading
Community votes00
DR (Domain Rating by Ahrefs)2 no change since last checkNot checked yet no change since last check
Trust Flow (Majestic)90
Citation Flow (Majestic)2321
Referring domains (Majestic)3926

5 details filled in for both companies.

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