KeepBudget vs Nomad Flow

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

KeepBudget compared with Nomad Flow
Detail	KeepBudget	Nomad Flow
What it does	Free budget app and expense tracker with budgets, bills, savings goals and net worth in 166 currencies	Your money, across borders
Stage	Not given	Not given
Founded	Not given	Not given
Based in	US	ID
Pricing model	Freemium	Freemium
Pricing	Free: $0 forever (1 wallet, 1 budget, 1 recurring, 1 savings goal, 1 income goal, unlimited transactions). Pro: $4.99/month or $39/year (save 35%).	Free plan with unlimited accounts in any currency, Money Chat, budgets, forecast and encrypted sync. Nomad Monthly at $6.99 per month or Nomad Yearly at $59 per year (save 29% yearly). All plans billed in USD through Paddle.
Key features	Track bank, cash, card, crypto and investment accounts in one dashboard Budgets by category, wallet or tag Recurring bills on autopilot Savings goals and income goals Net worth in 166 currencies at live rates Excel and CSV import and export English and Arabic with full RTL support Shared wallets for household budgeting Interactive spending reports and charts No bank login required	Accounts in any currency with single Net Worth view Money Chat for natural language transaction entry End-to-end encrypted sync across devices Budget income and spending with runway forecast Scenario planning and forecasting CSV and ZenMoney import Local-only or Private AI options Data export as JSON or CSV Recovery key backup
What makes it different	Real free plan with unlimited transactions, not a time-limited trial 166 currencies with live exchange rates No bank credentials required—import from Excel, CSV or other apps instead Full data ownership—export anytime, no lock-in Works fully in English and Arabic with right-to-left support	Privacy-first design with end-to-end encryption that even the company cannot read Designed specifically for people managing life across multiple countries and currencies AI that respects privacy with local-only mode running in browser No bank login required, manual entry or import only Free plan with full workspace including encrypted sync
Community votes	0	0
DR (Domain Rating by Ahrefs)	2 no change since last check	6 no change since last check
Trust Flow (Majestic)	9	2
Citation Flow (Majestic)	23	16
Referring domains (Majestic)	392	4

6 details filled in for both companies.

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