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KeepBudget vs OpenBudget

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

KeepBudget compared with OpenBudget
DetailKeepBudget logo KeepBudgetOpenBudget logo OpenBudget
What it doesFree budget app and expense tracker with budgets, bills, savings goals and net worth in 166 currencies Connect your bank to AI and get real answers
StageNot given Not given
FoundedNot given Not given
Based inUS US
Pricing modelFreemium Freemium
PricingFree: $0 forever (1 wallet, 1 budget, 1 recurring, 1 savings goal, 1 income goal, unlimited transactions). Pro: $4.99/month or $39/year (save 35%). Base: $5/month billed annually or $9.95/month billed monthly. Investor: $8.25/month billed annually ($99/year) or $12.95/month billed monthly. Both include a 7-day free trial.
Key features
  • Track bank, cash, card, crypto and investment accounts in one dashboard
  • Budgets by category, wallet or tag
  • Recurring bills on autopilot
  • Savings goals and income goals
  • Net worth in 166 currencies at live rates
  • Excel and CSV import and export
  • English and Arabic with full RTL support
  • Shared wallets for household budgeting
  • Interactive spending reports and charts
  • No bank login required
  • Ask Claude, ChatGPT, or any MCP client about spending, budgets, and balances
  • 10,000+ US bank connections via Plaid
  • Automatic transaction categorization with user-defined rules
  • Auto-sync transactions to Google Sheets and Excel
  • Track cards, loans, balances, APRs, and due dates
  • Split mixed purchases into budget categories
  • Connect investment and retirement accounts
  • Scheduled check-ins and recurring tasks via AI
What makes it different
  • Real free plan with unlimited transactions, not a time-limited trial
  • 166 currencies with live exchange rates
  • No bank credentials required—import from Excel, CSV or other apps instead
  • Full data ownership—export anytime, no lock-in
  • Works fully in English and Arabic with right-to-left support
  • No data stored on servers; credentials stay with Plaid and money never moves through OpenBudget
  • One subscription with everything included; no ads or data selling
  • Automatic spreadsheet sync with no manual CSV exports
Community votes00
DR (Domain Rating by Ahrefs)2 no change since last check13 no change since last check
Trust Flow (Majestic)913
Citation Flow (Majestic)2332
Referring domains (Majestic)392110

6 details filled in for both companies.

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