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KeepBudget vs Subwatch

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

KeepBudget compared with Subwatch
DetailKeepBudget logo KeepBudgetSubwatch logo Subwatch
What it doesFree budget app and expense tracker with budgets, bills, savings goals and net worth in 166 currencies Turn subscription chaos into financial harmony
StageNot given Not given
FoundedNot given Not given
Based inUS Not given
Pricing modelFreemium Not given
PricingFree: $0 forever (1 wallet, 1 budget, 1 recurring, 1 savings goal, 1 income goal, unlimited transactions). Pro: $4.99/month or $39/year (save 35%). Beginner plan is free for tracking up to 3 subscriptions. Power user plan is $11.99 as a one-time payment for unlimited subscriptions.
Key features
  • Track bank, cash, card, crypto and investment accounts in one dashboard
  • Budgets by category, wallet or tag
  • Recurring bills on autopilot
  • Savings goals and income goals
  • Net worth in 166 currencies at live rates
  • Excel and CSV import and export
  • English and Arabic with full RTL support
  • Shared wallets for household budgeting
  • Interactive spending reports and charts
  • No bank login required
  • Track subscriptions with automatic renewal date monitoring
  • Renewal reminders customizable in advance
  • Calendar view of renewal dates
  • Multi-currency support with real-time conversion
  • Spending insights by category
  • Raycast extension for command palette access
  • REST API and MCP integration for custom tools
  • Support for trials and one-time payments
What makes it different
  • Real free plan with unlimited transactions, not a time-limited trial
  • 166 currencies with live exchange rates
  • No bank credentials required—import from Excel, CSV or other apps instead
  • Full data ownership—export anytime, no lock-in
  • Works fully in English and Arabic with right-to-left support
  • One-time payment of $11.99 for unlimited subscriptions with all updates included
  • Free tier with no bank login requirement
  • Data encrypted and decrypted only on client device
  • Synced across web platform, Chrome extension, Raycast, and AI assistants
  • On-device Gmail scanning with Gemini Nano for subscription detection
Community votes00
DR (Domain Rating by Ahrefs)2 no change since last check11 no change since last check
Trust Flow (Majestic)98
Citation Flow (Majestic)2310
Referring domains (Majestic)39233

4 details filled in for both companies.

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