Kilde vs Groundfloor
A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.
Kilde compared with Groundfloor
| Detail | 
Kilde | 
Groundfloor |
|---|
| What it does | Private credit investment platform for accredited investors
| Private markets investing platform offering real estate loans, notes, and emerging alternative investments
|
|---|
| Stage | Established
| Established
|
|---|
| Founded | 2019
| 2013
|
|---|
| Based in | SG
| US
|
|---|
| Pricing model | Paid
| Freemium
|
|---|
| Pricing | Fixed returns 10-15% per year; 0.5% annual platform fee regardless of investment size
| Notes: 5%-9.0% highest return, $100-$10,000 minimum investment; Loans: 10-18% target IRR, $10 minimum investment; 12 Mo Preferred Note: 8.5% fixed rate, $10,000 minimum investment; Groundfloor Bond Note: 9.5% fixed rate, $10,000 minimum investment; Music Royalties Portfolio: 7% annualized return (12
|
|---|
| Key features | - Monthly coupon payments
- Real-time investment dashboards
- Collateral-backed investments (1.6x coverage)
- Early redemption options
- Multi-currency investment (SGD, USD, EUR)
- Flexible investment terms (3-36 months)
- Joint account support
- Auto-Invest strategies
- Human advisor access
| - Individual real estate loan selection with 10-18% target IRR
- Auto Finance Portfolio with 13.6% target net IRR for accredited investors
- Music Royalties Portfolio offering 7% fixed annualized return
- Pre-IPO Stock Finance Portfolio with 15-18% target net IRR
- Portfolio tracking and real-time performance monitoring
- Automated monthly interest payments to investors
- Mobile app for browsing and managing investments on the go
|
|---|
| What makes it different | - MAS-licensed platform with strict regulatory compliance
- Fixed 10-15% annual returns with low market correlation
- Transparent flat 0.5% annual fee regardless of investment size
- Rapid onboarding in 3 minutes via SingPass
| - 100% repayment track record on real estate-backed notes since platform inception
- First company qualified by SEC under Regulation A+ to open private real estate investing to non-accredited investors
- Over 13 years of operating history managing real estate investments since 2013
- Direct origination and underwriting rather than marketplace model
- Verified residential collateral and first- or second-lien security on every loan
|
|---|
| Free plan | Not given
| Not given
|
|---|
| Open source | Not given
| Not given
|
|---|
| Platforms | Not given
| Not given
|
|---|
| Public API | Not given
| Not given
|
|---|
| Community votes | 0 | 0 |
|---|
| DR (Domain Rating by Ahrefs) | 28 ● no change since last check | 49 ▲ +1 (up) since last check |
|---|
| Trust Flow (Majestic) | 13 | 19 |
|---|
| Citation Flow (Majestic) | 29 | 32 |
|---|
| Referring domains (Majestic) | 155 | 595 |
|---|
8 details filled in for both companies.
More alternatives to Kilde More alternatives to Groundfloor