Private credit investment platform for accredited investors
Local-first payment infrastructure for global digital businesses
Stage
Established
Startup
Founded
2019
2025
Based in
SG
HK
Pricing model
Paid
Paid
Pricing
Fixed returns 10-15% per year; 0.5% annual platform fee regardless of investment size
US-issued cards from 2.5% + US$0.30 per transaction; cards issued outside the US from 4.0% + US$0.30 per transaction; local payment methods from 1.2%; US$0 setup fee, US$0 annual fee, no minimum monthly billing.
Key features
Monthly coupon payments
Real-time investment dashboards
Collateral-backed investments (1.6x coverage)
Early redemption options
Multi-currency investment (SGD, USD, EUR)
Flexible investment terms (3-36 months)
Joint account support
Auto-Invest strategies
Human advisor access
Global card acquiring with direct connection to major card networks
Support for 150+ local payment methods including UPI, Pix, MoMo, Alipay and WeChat
Subscription and recurring billing management
Mass payouts to 50+ markets with minimum fee of 0.1 USD
Multi-currency wallet and settlement
USD virtual card issuing for advertising and AI subscriptions
24/7 multilingual customer support
Local payment settlement as fast as T+1 in selected markets
What makes it different
MAS-licensed platform with strict regulatory compliance
Fixed 10-15% annual returns with low market correlation
Transparent flat 0.5% annual fee regardless of investment size
Rapid onboarding in 3 minutes via SingPass
Local payment methods reach 90% coverage in target markets with localized interfaces
Dispute resolution 50% faster than traditional providers
Fee reduction of 30-50% through transparent pricing and volume-based rates
Capital efficiency improvement of 3-5x with fast local settlement
98% payout success rate with direct connection to local clearing systems
Kilde
HaiPay