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Kilde vs send21

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Kilde compared with send21
DetailKilde logo Kildesend21 logo send21
What it doesPrivate credit investment platform for accredited investors Non-custodial crypto payment links and API for people and AI agents
StageEstablished Not given
Founded2019 Not given
Based inSG Not given
Pricing modelPaid Paid
PricingFixed returns 10-15% per year; 0.5% annual platform fee regardless of investment size One fee per payment: 0.49% on $0-$10, 0.39% on $10-$50, 0.29% on $50-$100, 0.19% on $100-$500, 0.14% on $500-$2,000, 0.09% on $2,000-$10,000, 0.04% on $10,000-$50,000, 0.02% on $50,000-$100,000, 0.01% above $100,000. Minimum $0.01, maximum $100. No subscription, setup fee or monthly minimum.
Key features
  • Monthly coupon payments
  • Real-time investment dashboards
  • Collateral-backed investments (1.6x coverage)
  • Early redemption options
  • Multi-currency investment (SGD, USD, EUR)
  • Flexible investment terms (3-36 months)
  • Joint account support
  • Auto-Invest strategies
  • Human advisor access
  • REST API with scoped keys and batch drafts up to 25 per call
  • Support for Bitcoin PSBT and batching wallets like Safe
  • No KYC required, encrypted email storage only
  • Idempotency keys for safe retries
  • Shopify connection with custom app and setup help
  • Fee collected separately on Ethereum and EVM chains via Safe batching
What makes it different
  • MAS-licensed platform with strict regulatory compliance
  • Fixed 10-15% annual returns with low market correlation
  • Transparent flat 0.5% annual fee regardless of investment size
  • Rapid onboarding in 3 minutes via SingPass
Not given
Free planNot given Not given
Open sourceNot given Not given
PlatformsNot given Not given
Public APINot given Not given
Community votes00
DR (Domain Rating by Ahrefs)28 no change since last check6 +2 (up) since last check
Trust Flow (Majestic)1315
Citation Flow (Majestic)2928
Referring domains (Majestic)15535

4 details filled in for both companies.

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