Free: $0 with two active budgets, budget analytics, any currency, and ready-made budget templates. Premium: $54 (one-time payment) with unlimited budgets, collaboration on budgets, and priority support. Premium also available as monthly or yearly subscription, or lifetime access option.
Free: $0. Pro: $12.99/month or $99/year (save 36%).
Key features
Monthly budget planning with income, expenses, and allocations
Project budgets with target amounts and expense tracking
Insights to see financial trends over time
Budget sharing with partners or friends
Support for over 150 world currencies with automatic conversion
Data export to CSV format
Ready-made budget templates
Budget analytics
Automatic brokerage sync through SnapTrade on Pro
Manual entry of bank, retirement, and cash balances
Keyless crypto wallet tracking by public address
Ask Ascend AI copilot for portfolio questions
Time-weighted returns vs. S&P 500 benchmark
Retirement projection with Monte Carlo scenarios
Weekly Rundown portfolio report on Pro
Up to 10-stock Watchlist with research on Pro
Real estate tracking with FHFA estimates
What makes it different
Plan before you spend rather than track after spending
Multi-currency support with automatic conversion to main currency
Separate budgets for different life categories and projects
Collaborative budgeting with partners and friends
No bank connection required
Read-only design means Ascend cannot trade or move money
No private keys ever required for crypto tracking
Data encrypted at rest with separate key protection
Financial data never sold to advertisers or brokers
Kontu
Ascend