Pay off debt and build savings, one small move a week
Stage
Not given
MVP
Founded
Not given
Not given
Based in
GB
Not given
Pricing model
Freemium
Free
Pricing
Free: $0 with two active budgets, budget analytics, any currency, and ready-made budget templates. Premium: $54 (one-time payment) with unlimited budgets, collaboration on budgets, and priority support. Premium also available as monthly or yearly subscription, or lifetime access option.
Free during beta period
Key features
Monthly budget planning with income, expenses, and allocations
Project budgets with target amounts and expense tracking
Insights to see financial trends over time
Budget sharing with partners or friends
Support for over 150 world currencies with automatic conversion
Data export to CSV format
Ready-made budget templates
Budget analytics
One small weekly move picked from your spending categories
Rock visualization showing progress toward debt payoff or savings goal
Gamified motivation with an ox character that represents momentum
No budget categories or envelopes to manage
Flexible missed week handling with consistent targets
Debt mode for paying off debt
Saver mode for building emergency funds
What makes it different
Plan before you spend rather than track after spending
Multi-currency support with automatic conversion to main currency
Separate budgets for different life categories and projects
Collaborative budgeting with partners and friends
No bank connection required
One single actionable move per week instead of complex budgeting
Gamified approach that makes progress visible and motivating
Designed specifically to fill the gap between noticing financial stress and taking action
Works without bank connections and can be cancelled anytime
Kontu
Debtox