Free: $0 with two active budgets, budget analytics, any currency, and ready-made budget templates. Premium: $54 (one-time payment) with unlimited budgets, collaboration on budgets, and priority support. Premium also available as monthly or yearly subscription, or lifetime access option.
Base: $5/month billed annually or $9.95/month billed monthly. Investor: $8.25/month billed annually ($99/year) or $12.95/month billed monthly. Both include a 7-day free trial.
Key features
Monthly budget planning with income, expenses, and allocations
Project budgets with target amounts and expense tracking
Insights to see financial trends over time
Budget sharing with partners or friends
Support for over 150 world currencies with automatic conversion
Data export to CSV format
Ready-made budget templates
Budget analytics
Ask Claude, ChatGPT, or any MCP client about spending, budgets, and balances
10,000+ US bank connections via Plaid
Automatic transaction categorization with user-defined rules
Auto-sync transactions to Google Sheets and Excel
Track cards, loans, balances, APRs, and due dates
Split mixed purchases into budget categories
Connect investment and retirement accounts
Scheduled check-ins and recurring tasks via AI
What makes it different
Plan before you spend rather than track after spending
Multi-currency support with automatic conversion to main currency
Separate budgets for different life categories and projects
Collaborative budgeting with partners and friends
No bank connection required
No data stored on servers; credentials stay with Plaid and money never moves through OpenBudget
One subscription with everything included; no ads or data selling
Automatic spreadsheet sync with no manual CSV exports
Kontu
OpenBudget