Budgeting and debt payoff planner with no bank linking and no data selling
Stage
Not given
Not given
Founded
Not given
Not given
Based in
GB
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Pricing model
Freemium
Not given
Pricing
Free: $0 with two active budgets, budget analytics, any currency, and ready-made budget templates. Premium: $54 (one-time payment) with unlimited budgets, collaboration on budgets, and priority support. Premium also available as monthly or yearly subscription, or lifetime access option.
Free plan: 2 accounts, 5 debts, 1 property, no card required. Home plan: $5.99/month.
Key features
Monthly budget planning with income, expenses, and allocations
Project budgets with target amounts and expense tracking
Insights to see financial trends over time
Budget sharing with partners or friends
Support for over 150 world currencies with automatic conversion
Data export to CSV format
Ready-made budget templates
Budget analytics
Avalanche, snowball, or custom debt payoff order
Projected debt-free date
Financial forecasting up to ten years out
Overdraft warnings months in advance
Bank and credit card statement upload
No bank account connection required
Two-factor authentication and encryption
Consolidation offer calculator
Household sharing of financial books
What makes it different
Plan before you spend rather than track after spending
Multi-currency support with automatic conversion to main currency
Separate budgets for different life categories and projects
Collaborative budgeting with partners and friends
No bank connection required
No bank account linking – you enter numbers, not credentials
Price locked in for life – no rate increases
Reads bank statements to eliminate manual data entry
Actual debt-free date instead of vague projections
Kontu
The Silo