Personal finance app that imports bank statements and helps track spending, manage bills, and split expenses with friends
Stage
Not given
Not given
Founded
Not given
Not given
Based in
US
US
Pricing model
Freemium
Free
Pricing
Free to start with all features unlocked; then Monthly, Yearly (billed yearly, most common option), or Lifetime (one-time payment). Prices set by Apple App Store and Google Play and vary by country.
Not given
Key features
Calculates what you can safely spend today
Budgets over any period (month, fortnight, custom)
Multiple accounts, transfers, and net worth tracking
Recurring rules for rent, salary, and subscriptions
Search and filters over every transaction
CSV export of transactions
Backup and restore via Google Drive, iCloud, or file
App lock with passcode and biometrics
Supports 165 currencies and 5 languages
All data stays on device with optional backup only
Smart statement imports - Upload bank or credit card statement PDFs and extract transactions, balances, and dates automatically
Spending insights - Categorized transactions organized by merchant
Financial Health Score - Single score built from spending, savings, obligations, and habits
Group expense splitting - Split and track who owes what, even with people not on AlloFi
Bills & recurring payments - Detect and track upcoming bills and subscriptions
Face ID lock - Biometric security protection
Data encryption - Encrypted in transit with privacy protections
What makes it different
No bank connection—you manually add transactions, so no credentials to share and nothing to categorize incorrectly
All data remains on your phone; nothing is uploaded without your permission
Shows what you can spend today as one clear number derived from remaining funds and days until payday
Free to start with all features unlocked; you choose whether to pay to continue adding transactions
No bank login required - import statements you already have instead of connecting bank accounts
Privacy-first approach - financial data never sold or used for advertising
Automatic transaction extraction from PDFs with accuracy checks
Built for how people actually manage money today
Financial clarity without spreadsheets - organized view of all money and spending
Ledgerly
AlloFi