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Ledgerly vs Assetli

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Ledgerly compared with Assetli
DetailLedgerly logo LedgerlyAssetli logo Assetli
What it doesBudget app that shows what you can spend today AI-powered personal finance and household management platform
StageNot given Not given
FoundedNot given Not given
Based inUS CZ
Pricing modelFreemium Freemium
PricingFree to start with all features unlocked; then Monthly, Yearly (billed yearly, most common option), or Lifetime (one-time payment). Prices set by Apple App Store and Google Play and vary by country. Free: £0 (2 bank accounts, 1 property, 1 vehicle, 1 broker, £0.35 AI credit/month). Premium: £3.25/month or £38.99/year (unlimited accounts, 5 properties, 5 vehicles, 5 profiles, £2.60 AI credit/month). Max: £8.33/month or £99.99/year (unlimited assets, 15 profiles, £6.90 AI credit/month). Premium L
Key features
  • Calculates what you can safely spend today
  • Budgets over any period (month, fortnight, custom)
  • Multiple accounts, transfers, and net worth tracking
  • Recurring rules for rent, salary, and subscriptions
  • Search and filters over every transaction
  • CSV export of transactions
  • Backup and restore via Google Drive, iCloud, or file
  • App lock with passcode and biometrics
  • Supports 165 currencies and 5 languages
  • All data stays on device with optional backup only
  • Bank statement import from 203 formats in 31 countries
  • Budget management with 50/30/20 or envelope method
  • Subscription and recurring payment tracking
  • Investment portfolio tracking for stocks, ETFs and crypto
  • Real estate and property valuation
  • Vehicle and valuables tracking
  • Shared expenses and bill splitting
  • AI assistant for financial questions and analysis
  • Tax orientation tools
  • Net worth calculation and tracking
What makes it different
  • No bank connection—you manually add transactions, so no credentials to share and nothing to categorize incorrectly
  • All data remains on your phone; nothing is uploaded without your permission
  • Shows what you can spend today as one clear number derived from remaining funds and days until payday
  • Free to start with all features unlocked; you choose whether to pay to continue adding transactions
  • Comprehensive wealth management in one app covering accounts, investments, real estate, vehicles and valuables
  • AI assistant that understands your data and answers financial questions with sources
  • Privacy-first design with EU data centers, no bank password required, and data never sold
  • Supports 203 bank statement formats from 31 countries
  • Free tier genuinely usable forever with no dark patterns
Community votes00
DR (Domain Rating by Ahrefs)2 no change since last check17 no change since last check
Trust Flow (Majestic)18
Citation Flow (Majestic)1928
Referring domains (Majestic)1136

6 details filled in for both companies.

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