Free to start with all features unlocked; then Monthly, Yearly (billed yearly, most common option), or Lifetime (one-time payment). Prices set by Apple App Store and Google Play and vary by country.
Not given
Key features
Calculates what you can safely spend today
Budgets over any period (month, fortnight, custom)
Multiple accounts, transfers, and net worth tracking
Recurring rules for rent, salary, and subscriptions
Search and filters over every transaction
CSV export of transactions
Backup and restore via Google Drive, iCloud, or file
App lock with passcode and biometrics
Supports 165 currencies and 5 languages
All data stays on device with optional backup only
Free Money Knowledge Checkup with four-question assessment
Budget Calculator to map income against expenses
Debt Payoff Calculator comparing payment options and timelines
Learning Library with practical guides and lessons
Three-stage learning path: Survival, Stability, Building
Content on money myths and misconceptions
Email newsletter: The Beelinger Money Brief
What makes it different
No bank connection—you manually add transactions, so no credentials to share and nothing to categorize incorrectly
All data remains on your phone; nothing is uploaded without your permission
Shows what you can spend today as one clear number derived from remaining funds and days until payday
Free to start with all features unlocked; you choose whether to pay to continue adding transactions
No personal financial information required to access learning resources
Completely free financial education and tools
Plain-English explanations of financial concepts and real costs
Practical, actionable tools connected to educational lessons
AI Money Coach to explain tradeoffs and personalize guidance
Ledgerly
Beelinger