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Ledgerly vs Degroshi

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Ledgerly compared with Degroshi
DetailLedgerly logo LedgerlyDegroshi logo Degroshi
What it doesBudget app that shows what you can spend today Track all your money in one app: bank accounts, cards, cash, exchanges and crypto with summaries in hryvnia
StageNot given Established
FoundedNot given 2021
Based inUS UA
Pricing modelFreemium Not given
PricingFree to start with all features unlocked; then Monthly, Yearly (billed yearly, most common option), or Lifetime (one-time payment). Prices set by Apple App Store and Google Play and vary by country. Free tier available without credit card. Plus: 199 ₴/month or 1,999 ₴/year. Family: 399 ₴/month or 3,999 ₴/year (up to 5 people). Business: 599 ₴/month or 5,999 ₴/year for sole proprietors. Prices include taxes; annual plans offer approximately 2 months free.
Key features
  • Calculates what you can safely spend today
  • Budgets over any period (month, fortnight, custom)
  • Multiple accounts, transfers, and net worth tracking
  • Recurring rules for rent, salary, and subscriptions
  • Search and filters over every transaction
  • CSV export of transactions
  • Backup and restore via Google Drive, iCloud, or file
  • App lock with passcode and biometrics
  • Supports 165 currencies and 5 languages
  • All data stays on device with optional backup only
  • Consolidate bank accounts, cards, cash and crypto in one dashboard
  • Voice, text and receipt photo expense recording with Surikat AI
  • Budget tracking with spending pace alerts
  • Days Supply calculator on iPhone and Mac
  • Annual spending heat map and analytics
  • Shared spaces for families and couples
  • Support for 8 crypto exchanges and wallets
  • Multi-currency conversion to hryvnia
  • AES-256-GCM end-to-end encryption
What makes it different
  • No bank connection—you manually add transactions, so no credentials to share and nothing to categorize incorrectly
  • All data remains on your phone; nothing is uploaded without your permission
  • Shows what you can spend today as one clear number derived from remaining funds and days until payday
  • Free to start with all features unlocked; you choose whether to pay to continue adding transactions
  • Voice and photo receipt expense recording with AI categorization
  • Consolidated view of all money sources with single hryvnia conversion
  • Days Supply metric showing days until money runs out
  • End-to-end encryption with data stored only in EU
  • No data selling or AI model training on user information
Community votes00
DR (Domain Rating by Ahrefs)2 no change since last checkNot checked yet no change since last check
Trust Flow (Majestic)10
Citation Flow (Majestic)190
Referring domains (Majestic)110

5 details filled in for both companies.

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