Ledgerly vs Finsepa

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Ledgerly compared with Finsepa
Detail	Ledgerly	Finsepa
What it does	Budget app that shows what you can spend today	Track your portfolio. Research your next investment.
Stage	Not given	Startup
Founded	Not given	Not given
Based in	US	Not given
Pricing model	Freemium	Not given
Pricing	Free to start with all features unlocked; then Monthly, Yearly (billed yearly, most common option), or Lifetime (one-time payment). Prices set by Apple App Store and Google Play and vary by country.	Free plan: $0/month with one manually managed portfolio, up to 15 assets, one watchlist, and research tools. Pro plan: $12.99/month (or billed yearly with 17% savings) includes unlimited portfolios, unlimited assets, detailed analytics, broker connections, and priority support.
Key features	Calculates what you can safely spend today Budgets over any period (month, fortnight, custom) Multiple accounts, transfers, and net worth tracking Recurring rules for rent, salary, and subscriptions Search and filters over every transaction CSV export of transactions Backup and restore via Google Drive, iCloud, or file App lock with passcode and biometrics Supports 165 currencies and 5 languages All data stays on device with optional backup only	Multiple broker connections through SnapTrade Monthly returns compared to S&P 500 benchmark Superinvestor portfolio tracking Investment goals and dividend tracking Manual portfolio entry and CSV import iOS app and web access
What makes it different	No bank connection—you manually add transactions, so no credentials to share and nothing to categorize incorrectly All data remains on your phone; nothing is uploaded without your permission Shows what you can spend today as one clear number derived from remaining funds and days until payday Free to start with all features unlocked; you choose whether to pay to continue adding transactions	Unified view across multiple brokers and accounts Research and tracking in one platform No need to enter brokerage passwords
Community votes	0	0
DR (Domain Rating by Ahrefs)	2 no change since last check	12 no change since last check
Trust Flow (Majestic)	1	2
Citation Flow (Majestic)	19	19
Referring domains (Majestic)	11	18

4 details filled in for both companies.

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