| What it does | Budget app that shows what you can spend today
| Your money, across borders
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| Stage | Not given
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| Founded | Not given
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| Based in | US
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| Pricing model | Freemium
| Freemium
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| Pricing | Free to start with all features unlocked; then Monthly, Yearly (billed yearly, most common option), or Lifetime (one-time payment). Prices set by Apple App Store and Google Play and vary by country.
| Free plan with unlimited accounts in any currency, Money Chat, budgets, forecast and encrypted sync. Nomad Monthly at $6.99 per month or Nomad Yearly at $59 per year (save 29% yearly). All plans billed in USD through Paddle.
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| Key features | - Calculates what you can safely spend today
- Budgets over any period (month, fortnight, custom)
- Multiple accounts, transfers, and net worth tracking
- Recurring rules for rent, salary, and subscriptions
- Search and filters over every transaction
- CSV export of transactions
- Backup and restore via Google Drive, iCloud, or file
- App lock with passcode and biometrics
- Supports 165 currencies and 5 languages
- All data stays on device with optional backup only
| - Accounts in any currency with single Net Worth view
- Money Chat for natural language transaction entry
- End-to-end encrypted sync across devices
- Budget income and spending with runway forecast
- Scenario planning and forecasting
- CSV and ZenMoney import
- Local-only or Private AI options
- Data export as JSON or CSV
- Recovery key backup
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| What makes it different | - No bank connection—you manually add transactions, so no credentials to share and nothing to categorize incorrectly
- All data remains on your phone; nothing is uploaded without your permission
- Shows what you can spend today as one clear number derived from remaining funds and days until payday
- Free to start with all features unlocked; you choose whether to pay to continue adding transactions
| - Privacy-first design with end-to-end encryption that even the company cannot read
- Designed specifically for people managing life across multiple countries and currencies
- AI that respects privacy with local-only mode running in browser
- No bank login required, manual entry or import only
- Free plan with full workspace including encrypted sync
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| Community votes | 0 | 0 |
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| DR (Domain Rating by Ahrefs) | 2 ● no change since last check | 6 ● no change since last check |
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| Trust Flow (Majestic) | 1 | 2 |
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| Citation Flow (Majestic) | 19 | 16 |
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| Referring domains (Majestic) | 11 | 4 |
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Ledgerly
Nomad Flow