Free to start with all features unlocked; then Monthly, Yearly (billed yearly, most common option), or Lifetime (one-time payment). Prices set by Apple App Store and Google Play and vary by country.
Not given
Key features
Calculates what you can safely spend today
Budgets over any period (month, fortnight, custom)
Multiple accounts, transfers, and net worth tracking
Recurring rules for rent, salary, and subscriptions
Search and filters over every transaction
CSV export of transactions
Backup and restore via Google Drive, iCloud, or file
App lock with passcode and biometrics
Supports 165 currencies and 5 languages
All data stays on device with optional backup only
Automatic UPI and card payment logging
Subscription and EMI tracking with reminders
Cost splitting with friends via UPI reminders
Monthly spending breakdown by category
Savings goals tracking
Home screen widgets
Biometric app lock
Local CSV backup and export
Price shown in hours of work
What makes it different
No bank connection—you manually add transactions, so no credentials to share and nothing to categorize incorrectly
All data remains on your phone; nothing is uploaded without your permission
Shows what you can spend today as one clear number derived from remaining funds and days until payday
Free to start with all features unlocked; you choose whether to pay to continue adding transactions
No account, no tracking, no ads or analytics
Automatic logging of UPI and card payments
Built specifically for India with local payment methods
Ledgerly
Patang