Free to start with all features unlocked; then Monthly, Yearly (billed yearly, most common option), or Lifetime (one-time payment). Prices set by Apple App Store and Google Play and vary by country.
Free for up to 5 subscriptions. Pro is a one-time purchase on each platform (iPhone and Windows).
Key features
Calculates what you can safely spend today
Budgets over any period (month, fortnight, custom)
Multiple accounts, transfers, and net worth tracking
Recurring rules for rent, salary, and subscriptions
Search and filters over every transaction
CSV export of transactions
Backup and restore via Google Drive, iCloud, or file
App lock with passcode and biometrics
Supports 165 currencies and 5 languages
All data stays on device with optional backup only
Find subscriptions from screenshots and receipts
View yearly cost across different currencies
Track upcoming renewals and price changes
Sync between iPhone and Windows via iCloud
Categorize and organize subscriptions
Read bank statements and CSV files
What makes it different
No bank connection—you manually add transactions, so no credentials to share and nothing to categorize incorrectly
All data remains on your phone; nothing is uploaded without your permission
Shows what you can spend today as one clear number derived from remaining funds and days until payday
Free to start with all features unlocked; you choose whether to pay to continue adding transactions
No account or bank login needed
All data stored locally on your device
One-time purchase instead of subscription for Pro
Finds subscriptions automatically from images and statements
Ledgerly
Subvanta