AI personal finance management that diagnoses your finances and ranks what to do next with dollar impact
Automatic expense tracker that categorizes bank, card and UPI alerts without manual entry
Stage
Not given
Not given
Founded
Not given
Not given
Based in
US
IN
Pricing model
Freemium
Not given
Pricing
Free: one complete financial analysis and one portfolio review, no card required. Lodestar Plus $14.99/mo or $149.99/yr (7-day free trial available).
Free plan available forever with no time limit. Tab.it Plus at ₹199/month (first month free). Tab.it Premium at ₹399/month or ₹3,999/year (first month free).
Key features
Live net-worth simulator with Monte Carlo ranges
Personalized opportunities based on job, employer benefits, age, location, and account structure
Portfolio structural score and plain-English review of actual holdings
Tax strategy center with CPA-ready guidance
Automatic expense tracking from bank and UPI SMS alerts
Receipt scanning with AI extraction
Bill splitting and group settlement
Spending analytics and trend identification
On-device SMS filtering for privacy
iOS Shortcuts automation for iPhone SMS tracking
What makes it different
Forward-looking prescriptive approach, not backward-looking tracking—ranks what to do next by dollar impact
Every dollar figure computed by deterministic engine, never guessed by AI
Flat fee model regardless of asset size, removing conflicts of interest
Complete analysis available free before upgrading, no teaser tier
Automatic expense categorization without manual entry, using on-device SMS filtering
Built specifically for India with UPI and bank SMS support
Strong privacy through 9-layer on-device message filtering that never sends content to cloud
Integrated bill splitting with automatic settle-up calculations for groups
Free plan forever with core features including auto-tracking and bill splitting
Lodestar Wealth
Tab.it