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Lydra Finance vs Clear Budget

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Lydra Finance compared with Clear Budget
DetailLydra Finance logo Lydra Finance Clear Budget
What it doesAI-powered income and expense tracker that automatically categorizes transactions from photos, PDFs, voice notes, or text Free budget calculator for irregular income, multiple pay schedules and multi-currency budgets
StageNot given Not given
FoundedNot given Not given
Based inCA Not given
Pricing modelFreemium Freemium
PricingFree plan: $0 forever with manual transaction entry, full history, 166+ currencies, unlimited AI scanning, and basic features. Pro plan: available at a discounted rate with code LAUNCH20 for 20% off, includes everything in Free plus batch AI scan, duplicate detection, historical data import, 7+ char Free calculator and free account (saves one budget). Clear Budget Plus: $4.99/month or $39.99/year (save 33% annually, equivalent to $3.33/month).
Key features
  • AI-powered receipt scanning from photos with 99% OCR accuracy
  • Voice input for logging expenses
  • Automatic transaction categorization with subscription flagging
  • Support for 166+ currencies with real-time exchange rates
  • 7+ chart types for income and expense analysis
  • AI assistant to query financial data in plain English
  • One-click tax-ready Excel export
  • Mobile app for iOS and Android
  • PDF and text input for transactions
  • Duplicate transaction detection
  • Support for multiple pay frequencies: daily, weekly, biweekly, twice-monthly, monthly, annual and custom periods
  • 27 currencies with live exchange rate conversion
  • Exact contract dates and date ranges for income and expenses
  • Automatic proration for partial periods
  • Savings goals, emergency fund and investment growth tracking
  • Financial picture showing income, expenses, what's left, goals and remaining balance
  • No bank connection required
  • Use without creating an account
  • Bitcoin as a supported currency
  • Multiple budgets and combined financial picture with Plus subscription
What makes it different
  • No bank connection or payment data stored - you control all financial data
  • Zero retention policy: all data permanently deleted when account is closed
  • 4 different input methods (photo, voice, PDF, text) to log expenses however you prefer
  • Built by independent team with no investors or hidden fees
  • Financial data never sold or used for advertising
  • Built specifically for irregular income and contract work, not traditional monthly salaries
  • Accurate frequency conversion that treats biweekly and twice-monthly as distinct
  • Per-row currency support allowing mixed currencies in one budget
  • Privacy by design with no bank connection or automatic data sync
  • Designed for people whose finances don't fit simple monthly templates
Community votes00
DR (Domain Rating by Ahrefs)21 no change since last checkNot checked yet no change since last check
Trust Flow (Majestic)40
Citation Flow (Majestic)164
Referring domains (Majestic)371

5 details filled in for both companies.

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