AI-powered income and expense tracker that automatically categorizes transactions from photos, PDFs, voice notes, or text
Pay off debt and build savings, one small move a week
Stage
Not given
MVP
Founded
Not given
Not given
Based in
CA
Not given
Pricing model
Freemium
Free
Pricing
Free plan: $0 forever with manual transaction entry, full history, 166+ currencies, unlimited AI scanning, and basic features. Pro plan: available at a discounted rate with code LAUNCH20 for 20% off, includes everything in Free plus batch AI scan, duplicate detection, historical data import, 7+ char
Free during beta period
Key features
AI-powered receipt scanning from photos with 99% OCR accuracy
Voice input for logging expenses
Automatic transaction categorization with subscription flagging
Support for 166+ currencies with real-time exchange rates
7+ chart types for income and expense analysis
AI assistant to query financial data in plain English
One-click tax-ready Excel export
Mobile app for iOS and Android
PDF and text input for transactions
Duplicate transaction detection
One small weekly move picked from your spending categories
Rock visualization showing progress toward debt payoff or savings goal
Gamified motivation with an ox character that represents momentum
No budget categories or envelopes to manage
Flexible missed week handling with consistent targets
Debt mode for paying off debt
Saver mode for building emergency funds
What makes it different
No bank connection or payment data stored - you control all financial data
Zero retention policy: all data permanently deleted when account is closed
4 different input methods (photo, voice, PDF, text) to log expenses however you prefer
Built by independent team with no investors or hidden fees
Financial data never sold or used for advertising
One single actionable move per week instead of complex budgeting
Gamified approach that makes progress visible and motivating
Designed specifically to fill the gap between noticing financial stress and taking action
Works without bank connections and can be cancelled anytime
Lydra Finance
Debtox