Lydra Finance vs Degroshi

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Lydra Finance compared with Degroshi
Detail	Lydra Finance	Degroshi
What it does	AI-powered income and expense tracker that automatically categorizes transactions from photos, PDFs, voice notes, or text	Track all your money in one app: bank accounts, cards, cash, exchanges and crypto with summaries in hryvnia
Stage	Not given	Established
Founded	Not given	2021
Based in	CA	UA
Pricing model	Freemium	Not given
Pricing	Free plan: $0 forever with manual transaction entry, full history, 166+ currencies, unlimited AI scanning, and basic features. Pro plan: available at a discounted rate with code LAUNCH20 for 20% off, includes everything in Free plus batch AI scan, duplicate detection, historical data import, 7+ char	Free tier available without credit card. Plus: 199 ₴/month or 1,999 ₴/year. Family: 399 ₴/month or 3,999 ₴/year (up to 5 people). Business: 599 ₴/month or 5,999 ₴/year for sole proprietors. Prices include taxes; annual plans offer approximately 2 months free.
Key features	AI-powered receipt scanning from photos with 99% OCR accuracy Voice input for logging expenses Automatic transaction categorization with subscription flagging Support for 166+ currencies with real-time exchange rates 7+ chart types for income and expense analysis AI assistant to query financial data in plain English One-click tax-ready Excel export Mobile app for iOS and Android PDF and text input for transactions Duplicate transaction detection	Consolidate bank accounts, cards, cash and crypto in one dashboard Voice, text and receipt photo expense recording with Surikat AI Budget tracking with spending pace alerts Days Supply calculator on iPhone and Mac Annual spending heat map and analytics Shared spaces for families and couples Support for 8 crypto exchanges and wallets Multi-currency conversion to hryvnia AES-256-GCM end-to-end encryption
What makes it different	No bank connection or payment data stored - you control all financial data Zero retention policy: all data permanently deleted when account is closed 4 different input methods (photo, voice, PDF, text) to log expenses however you prefer Built by independent team with no investors or hidden fees Financial data never sold or used for advertising	Voice and photo receipt expense recording with AI categorization Consolidated view of all money sources with single hryvnia conversion Days Supply metric showing days until money runs out End-to-end encryption with data stored only in EU No data selling or AI model training on user information
Community votes	0	0
DR (Domain Rating by Ahrefs)	20 −1 (down) since last check	Not checked yet no change since last check
Trust Flow (Majestic)	4	0
Citation Flow (Majestic)	16	0
Referring domains (Majestic)	37	0

5 details filled in for both companies.

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