Lydra Finance vs Ledgerly

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Lydra Finance compared with Ledgerly
Detail	Lydra Finance	Ledgerly
What it does	AI-powered income and expense tracker that automatically categorizes transactions from photos, PDFs, voice notes, or text	Budget app that shows what you can spend today
Stage	Not given	Not given
Founded	Not given	Not given
Based in	CA	US
Pricing model	Freemium	Freemium
Pricing	Free plan: $0 forever with manual transaction entry, full history, 166+ currencies, unlimited AI scanning, and basic features. Pro plan: available at a discounted rate with code LAUNCH20 for 20% off, includes everything in Free plus batch AI scan, duplicate detection, historical data import, 7+ char	Free to start with all features unlocked; then Monthly, Yearly (billed yearly, most common option), or Lifetime (one-time payment). Prices set by Apple App Store and Google Play and vary by country.
Key features	AI-powered receipt scanning from photos with 99% OCR accuracy Voice input for logging expenses Automatic transaction categorization with subscription flagging Support for 166+ currencies with real-time exchange rates 7+ chart types for income and expense analysis AI assistant to query financial data in plain English One-click tax-ready Excel export Mobile app for iOS and Android PDF and text input for transactions Duplicate transaction detection	Calculates what you can safely spend today Budgets over any period (month, fortnight, custom) Multiple accounts, transfers, and net worth tracking Recurring rules for rent, salary, and subscriptions Search and filters over every transaction CSV export of transactions Backup and restore via Google Drive, iCloud, or file App lock with passcode and biometrics Supports 165 currencies and 5 languages All data stays on device with optional backup only
What makes it different	No bank connection or payment data stored - you control all financial data Zero retention policy: all data permanently deleted when account is closed 4 different input methods (photo, voice, PDF, text) to log expenses however you prefer Built by independent team with no investors or hidden fees Financial data never sold or used for advertising	No bank connection—you manually add transactions, so no credentials to share and nothing to categorize incorrectly All data remains on your phone; nothing is uploaded without your permission Shows what you can spend today as one clear number derived from remaining funds and days until payday Free to start with all features unlocked; you choose whether to pay to continue adding transactions
Community votes	0	0
DR (Domain Rating by Ahrefs)	21 no change since last check	2 no change since last check
Trust Flow (Majestic)	4	1
Citation Flow (Majestic)	16	19
Referring domains (Majestic)	37	11

6 details filled in for both companies.

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