AI-powered income and expense tracker that automatically categorizes transactions from photos, PDFs, voice notes, or text
Private personal finance app that runs entirely on your computer
Stage
Not given
Not given
Founded
Not given
Not given
Based in
CA
Not given
Pricing model
Freemium
Free trial
Pricing
Free plan: $0 forever with manual transaction entry, full history, 166+ currencies, unlimited AI scanning, and basic features. Pro plan: available at a discounted rate with code LAUNCH20 for 20% off, includes everything in Free plus batch AI scan, duplicate detection, historical data import, 7+ char
Free for 30 days, then $99 USD once (includes all future updates)
Key features
AI-powered receipt scanning from photos with 99% OCR accuracy
Voice input for logging expenses
Automatic transaction categorization with subscription flagging
Support for 166+ currencies with real-time exchange rates
7+ chart types for income and expense analysis
AI assistant to query financial data in plain English
One-click tax-ready Excel export
Mobile app for iOS and Android
PDF and text input for transactions
Duplicate transaction detection
Transaction import from bank statements (CSV) or SimpleFIN
Automatic transaction categorization that learns from corrections
Monthly spending analysis by category with cash flow
Local AI analyst for insights and anomaly detection
Works offline without internet connection
Supports Mac (Apple Silicon M1+) and Windows 10 & 11
What makes it different
No bank connection or payment data stored - you control all financial data
Zero retention policy: all data permanently deleted when account is closed
4 different input methods (photo, voice, PDF, text) to log expenses however you prefer
Built by independent team with no investors or hidden fees
Financial data never sold or used for advertising
All data and AI analysis run locally on your computer with no cloud servers or tracking
Works completely offline and requires no account or login
One-time $99 purchase with all future updates included
Automatic transaction categorization that learns from user corrections
Optional SimpleFIN connection keeps bank credentials on SimpleFIN's servers, never with Maali
Lydra Finance
Maali