AI-powered income and expense tracker that automatically categorizes transactions from photos, PDFs, voice notes, or text
Personal finance guides in Spanish for the United States
Stage
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Founded
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Based in
CA
US
Pricing model
Freemium
Free
Pricing
Free plan: $0 forever with manual transaction entry, full history, 166+ currencies, unlimited AI scanning, and basic features. Pro plan: available at a discounted rate with code LAUNCH20 for 20% off, includes everything in Free plus batch AI scan, duplicate detection, historical data import, 7+ char
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Key features
AI-powered receipt scanning from photos with 99% OCR accuracy
Voice input for logging expenses
Automatic transaction categorization with subscription flagging
Support for 166+ currencies with real-time exchange rates
7+ chart types for income and expense analysis
AI assistant to query financial data in plain English
One-click tax-ready Excel export
Mobile app for iOS and Android
PDF and text input for transactions
Duplicate transaction detection
Loan search and comparison across multiple lenders
Educational guides on credit, ITIN, banking, insurance and remittances
Loan payment calculator
State-by-state filtering for loan options
Lender requirements comparison before application
Free credit score access information
Remittance cost comparison tool
What makes it different
No bank connection or payment data stored - you control all financial data
Zero retention policy: all data permanently deleted when account is closed
4 different input methods (photo, voice, PDF, text) to log expenses however you prefer
Built by independent team with no investors or hidden fees
Financial data never sold or used for advertising
Content entirely in Spanish for US Latino residents
Focus on ITIN and alternative credit documentation options
Shows lender requirements before you apply
Educational calculator that does not share data with lenders
Practical financial advice tailored to US banking with no SSN
Lydra Finance
Raíces Finanzas