AI-powered income and expense tracker that automatically categorizes transactions from photos, PDFs, voice notes, or text
Know what your cards will report before they report it
Stage
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Founded
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Based in
CA
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Pricing model
Freemium
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Pricing
Free plan: $0 forever with manual transaction entry, full history, 166+ currencies, unlimited AI scanning, and basic features. Pro plan: available at a discounted rate with code LAUNCH20 for 20% off, includes everything in Free plus batch AI scan, duplicate detection, historical data import, 7+ char
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Key features
AI-powered receipt scanning from photos with 99% OCR accuracy
Voice input for logging expenses
Automatic transaction categorization with subscription flagging
Support for 166+ currencies with real-time exchange rates
7+ chart types for income and expense analysis
AI assistant to query financial data in plain English
One-click tax-ready Excel export
Mobile app for iOS and Android
PDF and text input for transactions
Duplicate transaction detection
Projects reported utilization before each statement closes
Learns each card's statement cycle from its own history
Counts recurring charges committed before the close
Per-card utilization thresholds with push alerts
Close date alerts a few days beforehand
Tracks recurring subscription charges
What makes it different
No bank connection or payment data stored - you control all financial data
Zero retention policy: all data permanently deleted when account is closed
4 different input methods (photo, voice, PDF, text) to log expenses however you prefer
Built by independent team with no investors or hidden fees
Financial data never sold or used for advertising
Counts recurring charges that will post before statement close
Built around statement close, not payment due date
Connects through Plaid without storing login credentials
Lydra Finance
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