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Maali vs Arrel

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Maali compared with Arrel
DetailMaali logo MaaliArrel logo Arrel
What it doesPrivate personal finance app that runs entirely on your computer Personal finance, investments and analytics, private by default
StageNot given Not given
FoundedNot given Not given
Based inNot given Not given
Pricing modelFree trial Freemium
PricingFree for 30 days, then $99 USD once (includes all future updates) Free plan includes unlimited income & expense tracking, 1 account, 1 investment portfolio, 2 budgets, 2 recurring payments, 1 open tracker, and 90 days of analytics history. Premium adds unlimited accounts, portfolios, budgets, recurring payments and trackers, full analytics history, shared trackers
Key features
  • Transaction import from bank statements (CSV) or SimpleFIN
  • Automatic transaction categorization that learns from corrections
  • Monthly spending analysis by category with cash flow
  • Local AI analyst for insights and anomaly detection
  • Works offline without internet connection
  • Supports Mac (Apple Silicon M1+) and Windows 10 & 11
  • Track income and expenses across multiple account types
  • Budgets with alerts
  • Investment tracking with crypto, stocks, ETFs, funds, precious metals and property
  • Trackers for trips, house moves and instalment plans
  • Live market prices for crypto and stocks
  • CSV import and export
  • Analytics and net worth tracking
  • Apple Intelligence for on-device categorization
What makes it different
  • All data and AI analysis run locally on your computer with no cloud servers or tracking
  • Works completely offline and requires no account or login
  • One-time $99 purchase with all future updates included
  • Automatic transaction categorization that learns from user corrections
  • Optional SimpleFIN connection keeps bank credentials on SimpleFIN's servers, never with Maali
  • All data stays on your device with optional sync and no account required
  • No ads, no tracking and no third-party integrations
  • Combines everyday spending with comprehensive investment tracking in one app
  • Free CSV export forever with no lock-in
Community votes00
DR (Domain Rating by Ahrefs)3 −1 (down) since last check4 no change since last check
Trust Flow (Majestic)87
Citation Flow (Majestic)2310
Referring domains (Majestic)263

5 details filled in for both companies.

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