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Maali vs CosmicTao

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Maali compared with CosmicTao
DetailMaali logo Maali CosmicTao
What it doesPrivate personal finance app that runs entirely on your computer Bazi charts, I Ching readings, compatibility tools, and bilingual metaphysics library
StageNot given Startup
FoundedNot given 2025
Based inNot given Not given
Pricing modelFree trial Freemium
PricingFree for 30 days, then $99 USD once (includes all future updates) Free core Bazi chart and I Ching readings; paid PRO Reports include advanced features like luck pillars, annual cycles, synastry, and spirit stars.
Key features
  • Transaction import from bank statements (CSV) or SimpleFIN
  • Automatic transaction categorization that learns from corrections
  • Monthly spending analysis by category with cash flow
  • Local AI analyst for insights and anomaly detection
  • Works offline without internet connection
  • Supports Mac (Apple Silicon M1+) and Windows 10 & 11
  • Bazi Four Pillars calculator with True Solar Time correction
  • Day Master and Ten Gods analysis
  • I Ching digital coin oracle with 64 hexagrams
  • Synastry compatibility reports
  • Wish Sanctuary public wall
  • Bilingual library and dictionary
  • Palmistry reading tool
  • AI-assisted report explanations
  • Lunar calendar and Jieqi solar-term calculations
What makes it different
  • All data and AI analysis run locally on your computer with no cloud servers or tracking
  • Works completely offline and requires no account or login
  • One-time $99 purchase with all future updates included
  • Automatic transaction categorization that learns from user corrections
  • Optional SimpleFIN connection keeps bank credentials on SimpleFIN's servers, never with Maali
  • True Solar Time correction for hour pillar accuracy
  • Bilingual interface in English and Chinese
  • Community wish rituals with public wall
Community votes00
DR (Domain Rating by Ahrefs)3 −1 (down) since last check2 no change since last check
Trust Flow (Majestic)81
Citation Flow (Majestic)2317
Referring domains (Majestic)267

5 details filled in for both companies.

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