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Maali vs NewTracker

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Maali compared with NewTracker
DetailMaali logo MaaliNewTracker logo NewTracker
What it doesPrivate personal finance app that runs entirely on your computer Personal finance app for people who'd rather live their life than balance a spreadsheet
StageNot given Not given
FoundedNot given Not given
Based inNot given CA
Pricing modelFree trial Free trial
PricingFree for 30 days, then $99 USD once (includes all future updates) Monthly: $7.99 CAD/month. Annual: $69.99 CAD/year billed annually (save 27%), equivalent to $5.83 CAD/month. No credit card required for 14-day free trial.
Key features
  • Transaction import from bank statements (CSV) or SimpleFIN
  • Automatic transaction categorization that learns from corrections
  • Monthly spending analysis by category with cash flow
  • Local AI analyst for insights and anomaly detection
  • Works offline without internet connection
  • Supports Mac (Apple Silicon M1+) and Windows 10 & 11
  • 50+ smart customizable categories
  • Split transactions across multiple categories
  • Custom automation rules for edge cases
  • Monthly AI email recap of spending habits
  • Subscription audit to find forgotten subscriptions
  • Year-over-year spending comparisons
  • Real-time balances across all accounts
  • 90-day cash flow forecast
  • Face ID and fingerprint lock on mobile
  • CSV export anytime with no vendor lock-in
What makes it different
  • All data and AI analysis run locally on your computer with no cloud servers or tracking
  • Works completely offline and requires no account or login
  • One-time $99 purchase with all future updates included
  • Automatic transaction categorization that learns from user corrections
  • Optional SimpleFIN connection keeps bank credentials on SimpleFIN's servers, never with Maali
  • One honest price with every feature included, no tiers or add-ons
  • Bank-grade read-only security with no data selling or training
  • Full feature parity on web, iOS and Android with no stripped-down app
  • Unlimited accounts, transactions and household members included
Community votes00
DR (Domain Rating by Ahrefs)3 −1 (down) since last checkNot checked yet no change since last check
Trust Flow (Majestic)80
Citation Flow (Majestic)230
Referring domains (Majestic)260

5 details filled in for both companies.

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