Maali vs Unspent
A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.
Maali compared with Unspent
| Detail | 
Maali | 
Unspent |
|---|
| What it does | Private personal finance app that runs entirely on your computer
| No spend tracker app for mindful spending
|
|---|
| Stage | Not given
| Startup
|
|---|
| Founded | Not given
| 2026
|
|---|
| Based in | Not given
| CA
|
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| Pricing model | Free trial
| Freemium
|
|---|
| Pricing | Free for 30 days, then $99 USD once (includes all future updates)
| Free version available. Unspent More: 7-day free trial, then Monthly US$2.99 or Annual US$24.99
|
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| Key features | - Transaction import from bank statements (CSV) or SimpleFIN
- Automatic transaction categorization that learns from corrections
- Monthly spending analysis by category with cash flow
- Local AI analyst for insights and anomaly detection
- Works offline without internet connection
- Supports Mac (Apple Silicon M1+) and Windows 10 & 11
| - Track skipped purchases
- See spending insights by category, merchant, and weekday
- Set and track savings goals
- Build streaks and earn achievements
- Create quick logs for common skips
- No bank connection required
- Search and filter skips
- Unlimited active goals
- Ad-free experience with subscription
|
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| What makes it different | - All data and AI analysis run locally on your computer with no cloud servers or tracking
- Works completely offline and requires no account or login
- One-time $99 purchase with all future updates included
- Automatic transaction categorization that learns from user corrections
- Optional SimpleFIN connection keeps bank credentials on SimpleFIN's servers, never with Maali
| - Tracks decisions not to spend rather than expenses already spent
- Positive reinforcement approach instead of guilt-focused budgeting
- No bank connection or transaction imports needed
- Simpler alternative to traditional budgeting apps
|
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| Community votes | 0 | 0 |
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| DR (Domain Rating by Ahrefs) | 3 ▼ −1 (down) since last check | Not checked yet ● no change since last check |
|---|
| Trust Flow (Majestic) | 8 | 1 |
|---|
| Citation Flow (Majestic) | 23 | 18 |
|---|
| Referring domains (Majestic) | 26 | 6 |
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5 details filled in for both companies.
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