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Monetor vs Freeboard

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Monetor compared with Freeboard
DetailMonetor logo MonetorFreeboard logo Freeboard
What it doesiPhone expense tracker without bank login Cash flow app for freelancers: what you can spend today
StageNot given MVP
FoundedNot given Not given
Based inAM EE
Pricing modelFreemium Free trial
PricingFree with optional in-app purchases. Pro available as monthly subscription (renews automatically unless canceled), yearly subscription, or Lifetime one-time purchase. Prices vary by App Store region and local currency. See App Store for current pricing. Free for the first year for the first 100 people in early access. After that: US$9 per month or US$79 per year (or 9 € per month or 79 € per year for dashboards created from the Italian site). No automatic charges; email confirmation before billing begins.
Key features
  • Automatic Apple Wallet transaction tracking via iOS Shortcuts automation
  • Receipt scanning with OCR for merchant, amount, tax and line items
  • Manual expense entry with categories and search
  • Multi-currency support across over 15 currencies
  • Weekly and monthly spending analytics
  • Budget tracking and savings goals
  • Subscription renewal tracker with upcoming renewal alerts
  • Manual loan tracking with payment reminders
  • Data export in CSV, PDF and XLSX formats (Pro)
  • Premium AI financial insights and pattern analysis (Pro)
  • Import bank transactions from CSV, Excel, OFX/QFX, QIF or CAMT.053 files
  • Automatic recognition of transactions from Chase, Bank of America, Wells Fargo, Capital One, Citi, American Express, Discover, Revolut, Wise, N26 and Fineco
  • Connect Stripe for subscription renewals and payout tracking
  • Import Fiverr earnings and forecast future payouts
  • Browser extension for Chrome, Edge and Brave showing safe-to-spend at checkout
  • Integration with Claude and ChatGPT for spending questions
  • Multi-currency conversion using European Central Bank reference rates
What makes it different
  • No bank login required or Plaid integration needed
  • Captures eligible Apple Pay transactions automatically without reading complete wallet history
  • Shows what you can safely spend today without touching emergency funds or taxes over the next 12 months, not just current account balance
  • Counts only income you can rely on (certain, half-certain, or uncertain) rather than all projected income
Community votes00
DR (Domain Rating by Ahrefs)Not checked yet −1 (down) since last check3 +1 (up) since last check
Trust Flow (Majestic)00
Citation Flow (Majestic)1820
Referring domains (Majestic)26

6 details filled in for both companies.

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