Free with optional in-app purchases. Pro available as monthly subscription (renews automatically unless canceled), yearly subscription, or Lifetime one-time purchase. Prices vary by App Store region and local currency. See App Store for current pricing.
Not given
Key features
Automatic Apple Wallet transaction tracking via iOS Shortcuts automation
Receipt scanning with OCR for merchant, amount, tax and line items
Manual expense entry with categories and search
Multi-currency support across over 15 currencies
Weekly and monthly spending analytics
Budget tracking and savings goals
Subscription renewal tracker with upcoming renewal alerts
Manual loan tracking with payment reminders
Data export in CSV, PDF and XLSX formats (Pro)
Premium AI financial insights and pattern analysis (Pro)
Net worth tracking for household and each partner
TFSA, RRSP, and FHSA contribution room tracking
CSV and PDF statement import
Automatic transaction categorization
Duplicate detection
Partner invitation and shared view
Recurring bill and income detection
Account transfer pairing
Two-factor sign-in and Face ID or passkey options
What makes it different
No bank login required or Plaid integration needed
Captures eligible Apple Pay transactions automatically without reading complete wallet history
Shows net worth with complete arithmetic and accounting
Canadian tax account room automatically updated
Takes about ten minutes per month
Handles complex household situations like rental suites and side businesses
Monetor
Larch