3.9% + $0.50 per transaction, includes complete Merchant of Record service, global tax and compliance, billing and subscriptions, and agent-ready checkout
Key features
AI-powered bill calculation in 30 seconds
Receipt scanning
Trip tracking
Loyalty points system (YO Points)
Advanced splitting with extra fees
Pinpoint accuracy for fair sharing
Easy-to-use interface
Chat-based interaction with AI
Payment links and hosted checkout with no integration required
Recurring subscriptions with weekly, monthly, or annual billing
Automated tax calculation and filing for sales tax, VAT, and GST
Merchant of Record compliance on every transaction
Direct bank payouts with no reconciliation required
AI agent checkout on same payment link
Compliant invoice and receipt generation
Per-transaction pricing with no monthly or setup fees
What makes it different
AI handles all grouping and calculation automatically
Completes bill splitting in 30 seconds
So simple anyone can use it
Prevents awkwardness with friends over money
Only platform enabling AI agents and humans to purchase through the same payment link
Complete Merchant of Record service handling all tax compliance and payouts
Zero-integration payment link that works in websites, READMEs, and direct messages
Transparent per-transaction pricing with no hidden monthly fees
Monyo
Anyway