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Monyo vs CigalPay

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Monyo compared with CigalPay
DetailMonyo logo MonyoCigalPay logo CigalPay
What it doesSplit Bills - Not Headaches! Cryptocurrency payment gateway with rate-locked checkout, payment links and API
StageNot given Not given
FoundedNot given Not given
Based inVN Not given
Pricing modelFree Freemium
PricingNot given Pay-As-You-Go: 1% per transaction, no monthly fee. Pro: $49/month plus 0.5% per transaction. Custom: custom pricing for high-volume merchants. No setup fees.
Key features
  • AI-powered bill calculation in 30 seconds
  • Receipt scanning
  • Trip tracking
  • Loyalty points system (YO Points)
  • Advanced splitting with extra fees
  • Pinpoint accuracy for fair sharing
  • Easy-to-use interface
  • Chat-based interaction with AI
  • Accept 10 cryptocurrencies directly including Bitcoin, Ethereum, Solana, Polygon, Tron and USDT
  • Rate-locked checkout with 30-minute price guarantee
  • WooCommerce and PrestaShop plugins with no-code setup
  • Payment links with QR codes
  • Automatic coin conversion for unsupported cryptocurrencies
  • Crypto refunds and payouts
  • Automatic payment forwarding to merchant wallet
What makes it different
  • AI handles all grouping and calculation automatically
  • Completes bill splitting in 30 seconds
  • So simple anyone can use it
  • Prevents awkwardness with friends over money
  • Rate-locked prices for 30 minutes prevent payment errors
  • Transparent pricing with no setup fees and no monthly requirement
  • Payouts within 24 hours on Pro plan and 1-2 working days on Pay-As-You-Go
  • Official WooCommerce and PrestaShop plugins require no coding
Free planNot given Not given
Open sourceNot given Not given
PlatformsNot given Not given
Public APINot given Not given
Community votes00
DR (Domain Rating by Ahrefs)5 no change since last checkNot checked yet no change since last check
Trust Flow (Majestic)36
Citation Flow (Majestic)911
Referring domains (Majestic)53

4 details filled in for both companies.

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