Monyo vs OceanAlt

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Monyo compared with OceanAlt
Detail	Monyo	OceanAlt
What it does	Split Bills - Not Headaches!	Free address-screening API for pre-payment risk decisions on agentic payments
Stage	Not given	Not given
Founded	Not given	Not given
Based in	VN	HK
Pricing model	Free	Not given
Pricing	Not given	Free: 2,000 calls/month at 60/min (no signup) or 5,000/month at 180/min with email; registered agent credential 50,000/month at 300/min. Team plan $49/month or $490/year (founding price). Pay-per-call: $0.002 per decision, $0.10 for 100 calls (x402), $0.01 per deep trace or batch.
Key features	AI-powered bill calculation in 30 seconds Receipt scanning Trip tracking Loyalty points system (YO Points) Advanced splitting with extra fees Pinpoint accuracy for fair sharing Easy-to-use interface Chat-based interaction with AI	Single address risk screening Batch screening up to 25 addresses Fund-flow analysis on Tron and EVM Pre-payment decision API (allow/review/decline) Payee validation API Payment request validation Webhook signatures and monitoring Post-payment address monitoring Support for 8 EVM chains, Tron, Solana, Bitcoin and XRP Ledger Verifiable evidence and sources for every verdict
What makes it different	AI handles all grouping and calculation automatically Completes bill splitting in 30 seconds So simple anyone can use it Prevents awkwardness with friends over money	No signup required for free tier CORS-enabled for browser and agent calls Machine-readable OpenAPI 3.1 specification Idempotent requests for safe retries Verdicts include verifiable settlement attestations
Free plan	Not given	Not given
Open source	Not given	Not given
Platforms	Not given	Not given
Public API	Not given	Not given
Community votes	0	0
DR (Domain Rating by Ahrefs)	5 no change since last check	3 no change since last check
Trust Flow (Majestic)	3	3
Citation Flow (Majestic)	9	28
Referring domains (Majestic)	5	43

4 details filled in for both companies.

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